Hot Tub, Swim Spa and Pergola Finance Options
Investing in your dream outdoor space has never been easier. We offer flexible finance options on selected luxury hot tubs, premium swim spas, and stylish aluminium pergolas across London, Essex, and the Home Counties. Whether you are designing a high-end wellness retreat in North London, a modern garden room in Essex, or upgrading a property in Hertfordshire or Surrey, our competitive finance packages are designed to suit your monthly budget.
Explore our finance plans below to find the perfect fit for your lifestyle.
Buy Now Pay Later (19.9% APR Representative)
Enjoy your new hot tub, swim spa, or pergola today with the ultimate flexibility. If you clear the remaining balance within the 6 month deferral period, no interest will be charged. A £29.00 settlement fee applies.
Representative Example:
Cash Price: £17,500.00
Deposit: £4,375.00
Amount of Credit: £13,125.00
Interest Rate: 19.9% p.a.
Representative APR: 19.9% APR Representative
Duration of Agreement: 126 months (including the 6 month deferral period)
Monthly Payments: 120 monthly payments of £269.67
Total Amount Payable: £36,735.40
Settlement Fee: £29.00
Low Cost Finance over 5 Years (11.9% APR Representative)
Spread the cost with a lower interest rate over a 63 month term. If the balance is cleared during the 3 month deferral period, no interest will be charged. A £29.00 settlement fee applies.
Representative Example:
Cash Price: £17,500.00
Deposit: £4,375.00
Amount of Credit: £13,125.00
Interest Rate: 11.9% p.a.
Representative APR: 11.9% APR Representative
Duration of Agreement: 63 months (including the 3 month deferral period)
Monthly Payments: 60 monthly payments of £292.72
Total Amount Payable: £21,938.20
Settlement Fee: £29.00
Low Cost Finance over 10 Years (11.9% APR Representative)
Lower your monthly commitment by spreading the cost over a longer 123 month term. If the balance is cleared during the 3 month deferral period, no interest will be charged. A £29.00 settlement fee applies.
Representative Example:
Cash Price: £17,500.00
Deposit: £4,375.00
Amount of Credit: £13,125.00
Interest Rate: 11.9% p.a.
Representative APR: 11.9% APR Representative
Duration of Agreement: 123 months (including the 3 month deferral period)
Monthly Payments: 120 monthly payments of £186.44
Total Amount Payable: £26,747.80
Settlement Fee: £29.00
Why Choose Us for Your Garden Transformation Finance?
Local Expertise: We are the premier choice for complete garden transformations across London, Essex, and the Home Counties, offering full project support from concept to completion.
Regulated UK Lenders: We partner with trusted financial institutions to provide secure and transparent credit options.
Quick Application: Our straightforward approval process means less waiting and more time enjoying your new outdoor lifestyle.
Please Note: Credit is subject to status and affordability. Terms and conditions apply. We act as a credit broker and not the lender.
Policies & Procedures
Mitsubishi HC Capital (UK) PLC
Authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Capital Consumer Finance, a division of Mitsubishi Capital (UK) PLC authorised and regulated by the Financial Conduct Authority.